Take Back Control of Your Money – Payment Freedom with Jon Allen MD – Chiro Hustle Podcast 763
INTRODUCING Dr. John Allen, MD
🧠 Background
In Episode 763, John Allen of Peach State Payments returns to Chiro Hustle to break down one of the most overlooked yet critical aspects of running a chiropractic or healthcare business—payment processing.
While most doctors focus on care, marketing, and operations, few understand how much revenue is silently lost through inefficient processing systems, delayed funding, and hidden fees. This episode pulls back the curtain on how money actually moves—and how to take control of it.
Anchored in a powerful real-world story, this conversation connects business clarity with chiropractic principles: remove interference, restore flow, and let the system function as intended.
🔥 Highlights
- The hidden truth: processors making money by holding your funds
- Why Stripe/Square users don’t truly “own” their merchant accounts
- The $10,000 hold story that changed everything
- How to eliminate 3–4% processing fees entirely
- Why next-day funding is a game changer for small businesses
- The power of relationship-based service vs. big-box automation
- Dual pricing explained (and why it’s becoming the norm)
- The role of philanthropy and purpose-driven business
From Our Sponsors and Partners
JAMES CHESTER (HOST): You made it to Chiro Hustle! Sit back and learn from the greatest influencers in the profession on the world’s number-one chiropractic podcast. Before we dive into this powerful episode, please remember to subscribe to our channels and give us a 5-star rating on iTunes to continue hustling.
This episode is brought to you by…
Peach State Payments – Ethical Processing. More Profit, Less Stress
ChiroHD – More than an EHR; Practice Management, Simplified
The Chiro Speaking Company – Attract, Educate & Convert
ChiroSpring – cloud-based, user-friendly software with all the essential features chiropractors need
OmniWave – Redefining Comfort in Acoustic Wave Technology
Redmond RealSalt – creates simple, clean, and real products that elevate the human experience—body, heart, mind, and spirit.The Chiro Hustle Podcast is sponsored by Redmond RealSalt , Peach State Payments, Chiro Health USA, ChiroScript AI, Chiro Moguls, Pure Chiro Notes, Titronics, Sherman College of Chiropractic, Life Chiropractic College West, and the IFCO.
Do you want to support The Sacred Trust and uphold a Subluxation model without the grind of launching a new project? Visit our Patreon, choose the tier best suited for you. That way we can continue keeping “The Big Idea” strong, supporting speech, medical, and family health freedoms.
Now let’s hustle!
📖 Summary
Most chiropractors don’t realize they’re losing thousands each year through payment processing inefficiencies. In this episode, John Allen explains how traditional systems create friction—delayed payments, frozen funds, and excessive fees—while offering a better path forward.
Through relationship-based service, faster funding, and smarter pricing models, business owners can reclaim control of their revenue. The message is simple: what you don’t understand about your money is costing you.
This episode isn’t just about payments—it’s about removing interference from your business so you can serve at a higher level.
🔍 Diving In
The defining moment of this episode is the story of a med spa owner:
She was processing payments normally… until one day, $10,000 was frozen for over a month by a large processor.
No warning. No control. No access to her own money.
That meant:
- Staff still needed to be paid
- Rent was still due
- Supplies still needed to be purchased
This wasn’t a “tech issue”—it was interference in her business flow.
After switching systems:
- She gained next-day funding
- Eliminated 4% in fees
- Regained certainty and control
That’s the shift: from dependency → ownership, from delay → flow, from leakage → efficiency.
⚡ Action Steps
- Audit Your Processing Costs
- Find your true percentage lost (not just quoted rate)
- Check Your Funding Speed
- If it’s not next-day (or close), you’re financing someone else’s business
- Understand Ownership
- Do you own your merchant account—or are you renting access?
- Explore Dual Pricing
- Stop subsidizing credit card rewards programs
- Prioritize Relationships
- Work with providers who know your business—not a phone tree
- Reinvest Savings
- Staff bonuses, equipment, growth, or personal stability
📢 Hashtags:
#ChiroHustle #ChiropracticBusiness #PaymentProcessing #Entrepreneurship #SmallBusiness #CashPractice #BusinessGrowth #FinancialFreedom #SubluxationPrinciple #HealthcareBusiness
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